No matter what role you play in your industry, you’re in a high-risk business — one that requires proactive and affordable construction insurance and risk management solutions.

Our construction insurance and surety specialists understand that whether you’re working on residential, commercial or municipal projects, you operate in an industry that is complex and highly competitive, often dangerous, and closely regulated.

We can help, with construction insurance solutions tailored to the unique needs of:

• General contractors
• Subcontractors/specialty trade contractors
• Professional construction services firms
• Developers and owners

Our construction insurance coverage can accommodate a wide array of professions such as:

• Carpenters
• Electricians
• Roofers
• Painters
• Plumbers
• Interior construction workers

Our advisors can help you create a construction insurance policy that has everything you need to protect your business from lawsuits, injuries, and other risks. We can help you manage risk with solutions that address:

• General liability - this policy helps protect your organization from potential lawsuits that can arise from accidents or allegations of negligence to client property
• Commercial auto insurance - unique coverage for both long and short haul transportation, towing, property damage, and instances such as bodily injury to drivers or physical damage to vehicles
• Workers’ compensation - cover employees who sustain injuries and illnesses in the course and scope of employment
• Professional Liability - protect yourself against charges of errors, omission or negligence that could destroy your reputation or business
• Construction Defect - protect against claims of negligence in the construction of a building or structure
• Environmental Insurance - coverage during an environmental incident related to cover yourself if the disposal of hazardous waste or handling of hazardous materials results in pollution
• Inland marine exposures - ensure your contractor’s equipment, tools and materials, hull and cargo are covered
• Builder’s Risk - cover property losses due to fire, water damage, explosions, ordinary wear and tear, and damage resulting from faulty design, planning, workmanship and materials

We’ll partner with you from bidding to completion, and find the right construction insurance and risk management solutions to:

• Influence your experience modification rate to help control your premium rates and maintain your prequalification status
• Reduce your workers’ compensation claim costs and premium rates
• Satisfy your performance, payment and other bond requirements
• Protect against the financial impact of general, commercial, professional, site-specific and other liability claims
• Develop and maintain a robust employee benefits program that helps attract and retain a skilled workforce

With our deep understanding of the unique practices and needs of the construction industry, we’ll work with you to create construction insurance, risk management and surety solutions that lay a foundation for your success.